What is a charging order?
A charging order is a type of court order allowing a judgment creditor to secure a judgment debt against the assets of a judgment debtor. In most cases, this involves securing the judgment debt against land (a property or properties) belonging to the judgment debtor. A charging order can be used to enforce a judgment where the amount outstanding is £1,000.00 or more.
How do you make an application for a charging order?
An application for a charging order is made in the county court or the high court (depending on the amount outstanding) using Form N379. The court will usually grant an interim charging order on the basis of the information contained within the application and then list the matter for a court hearing, at which it will decide whether to make a final charging order.
How much does it cost to apply for a charging order?
The county court and the high court charge a fee of £110.00 to issue an application for a charging order. In addition, we charge a fixed fee of £375.00 plus VAT. An advocate fee of £100.00 plus VAT is also payable. For further information, please see our Price List.
How do I instruct you to apply for a charging order?
If you would like to instruct us to apply for a charging order, please get in touch.
Please note: to access our services, you will need to open an account. You can do this by completing the form on the open an account page of our website. On receipt of your application, we will set you up as a debt recovery client and then contact you to explain what will happen next. Alternatively, for general enquires, please contact us. If you would like to speak to one of our advisors, please call: 0151 650 6908. We very much look forward to working with you.